Auto Accident Help!!!!!!!!!!!!!!!!!!!!!!!?
Heres the case. I left my light on green yesterday and a ford f 350 pulling an antique corvette in perfect condition nailed me. Pretty much took the front end of my car off. I was taken in an ambulence to the ER. Mentally i was fine from the get go, but i suffered a broken collar bone. Which sucks cause they say absolute complete healing time is 12 to 18 months. The good news is i wont be down that long.
Where do i go from here. i have talked to my insurance company and they are supposed to contact me tomorrow. So i want to take some suggestions.
Do i get a lawyer?
What i’ve been told so far is to go after lost wages because i will be out of work for a while, go after medical bills(er, xray, consults). I need a car now cause mine isnt coming back.
Just want many to run with this and give suggestions…
Remember that i have suffered injuries, and my car is gone.
if you need your problems addressed ASAP, you may consider using your insurance coverages to handle this matter. If you had Collision Coverage, your vehicle will be taken care of to get you going and if you had PIP/MEDPAY coverage your insurance company can start paying some of your medical bills
If you were not at fault, your company with subrogate(attempt to recover money from the other persons insurance). This will happen for the physical damage and if your state allows for the medical bills
You can also file a claim with the other persons insurance company for physical damage and bodily injury but they cannot settle with you until they investigate the accident.
Getting a lawyer is a personal choice. If you feel you are not being treated fairly or prefer someone to negotiate your injury settlement for you then this is an option. The cost though is a good percentage of your settlment.
With the nature of your inj, there may be quite a bit involved if you need to be out of work some time(treament, rehab, limited work). You should speak to your insurance company in detail about the situation. You pay premiums to them and they can give you advise as to whats in your best interest